Royal Harmony Finance offer our customer the best options, ensuring the optimal returns on their investments. These funds will be utilized for on-lending to meet the increasing demand in the Nigerian credit market. Our company employs well-structured and low-risk assets, assuring the safeguarding of capital and delivering suitable risk-adjusted returns to rigorously vetted clients with the ability to repay under our loan program.

The Investment is predominantly secured through a structured approach, where repayments are assured through an initial deduction directly from the obligors’ salaries via the Integrated Personnel Payroll Information System (IPPIS) for the Federal Ministries, Departments and Agencies, Other agencies, and State personnel payroll payment platforms. Where obligors dies or losses his job, self- insurance claims will cover for the outstanding principal balance.